A wise choice with Blair’s Wealth Solutions

There are undoubtedly several investment firms to choose from in Austin, Texas when it comes time to thinking about your financial future. With 24 years of experience,Richard Blair of Wealth Solutions would implore you to take an in depth look at his company.

Mr. Blair has a real passion for all things finance. He attributes his desire to share this knowledge to his mother and grandmother, who were both teachers.

When meeting a client for the first time, Wealth Solutions has a 3 step process that helps them get a complete picture of that individual’s current financial situation as well as their long term goals.

The initial step in this personalized plan will be to assess the client’s openness and overall comfort level in regards to risk. Next,a system is designed so that the client has access to the appropriate amount of funds, while the rest of their assets are actively working for them in the market.The goal is to have a diverse portfolio tailored to that specific client.Wealth Solutions is up on all the latest market options, and will incorporate both classic and nontraditional investments into that person’s or companies specific program. The final point is to discover if the client has proper life insurance and annuities.

Wealth Solutions is a small, private company who have chosen to keep their focus on serving families,individuals and small businesses. This has allowed Richard Blair and his employees to have close relationships with those who have elected to trust them with their hard earned money. The firm has certifications in annuities, and funds, as one might expect;they are also qualified to discuss taxes and retirement plans. Richard Blair has taken a particular interest in retirement planning, and finds great satisfaction in helping people reach their retirement goals faster than they would have previously imagined.

Richard Blair offers impartial opinions to those that come to him for advice. He has found that the majority or people he serves are looking to protect their current nest egg,while generating a profit. This is not an easy feat,but it is something Wealth Solutions has been able to do for their clients time and time again.

 

 

How to Find a Real Estate Deal

In a competitive market, it can be difficult to find a real estate deal that you think is going to help you financially in the future. A lot of people are just looking on a typical online service to find homes to buy. With all of the competition in the area, now is the time to start investing for the future. Instead of stretching on a property that you are not sure about, you should start to find properties that you think are going to add value over the long term. Arthur Becker has a track record of success in the real estate business, and he is excited about some of the changes that are starting to take place in this area of his life. Over time, you need to find something that is going to help you build wealth.

Real Estate Deals

In a tough real estate market, deals are hard to come by. With all of the buyers out looking for a great deal, you need to figure out how to help other people in any way that you can. According to angel.co, Arthur Becker has proven that he is excited about the future and will continue to invest in a variety of areas. Now is the time to start thinking about how you are going to improve your finances through a real estate deal. Instead of rushing into something, you need to find a way to invest in a property that is going to add value to your life over the long term.

Final Thoughts

Overall, Arthur Becker has proven that he is ready and willing to help other people in his life and his career. A lot of people are excited about the changes that are being made in this area. Not only that, but he can teach and help you with a real estate question that you may have. Learning to invest in real estate is not something that is easy, so you need to have a plan for how to do so in the coming years. Arthur Becker will help you reach your goals, info can be found on LinkedIn.

Visit his website arthurbeckerstudio.com

Read more: http://madisonpartners.nyc/about-arthur/

Have you talked to your Financial Advisor about Social Security?

Social Security accounts for an average of 40% of people’s retirement income, and yet most people don’t know how the complex rules affect the amount you receive. According to David Giertz, the President Nationwide Financial’s sales and distribution organization, “Those that turn on Social Security too early, they could lose up to $300,000 over 25 years.” Financial Advisors like David Giertz should be talking to their clients regarding social security.

In a study conducted by Nationwide Retirement Institute, they divided 900 people over the age of 50 into three categories, future retirees (people planning to retire within 10 years), recent retirees (people retired less than 10 years) and people that have been retired for over 10 years. 86% of the future retirees failed to determine the amount of benefits they would actually receive. The biggest misconception dealt with the age the person chose to begin collecting according to David Giertz.

Although benefits are available at the age of 62, you will receive a lower payment if you start collecting before what they consider to be the full retirement age which varies between 65 and 67 depending on your date of birth. If you also choose to continue to work while you collect you could have to pay taxes on that income at https://about.me/davidgiertz. Where as any income earned after you reach the full retirement age won’t be held against you.

Many people don’t have the option to wait past 62 to start collecting, either due to lack of savings, or unforeseen health costs or problems on angel.co. 37% of the retirees in the study confirmed that health problems were the main reason they are not living the retirement that had initially envisioned. If you are able to wait, maximizing your Social Security is one way to help increase your retirement income on Twitter. In fact, if you are able to wait to take your benefits until your full retirement age they grow by 8 percent of the full retirement amount each year.

When to Consider Refinancing Your Car Loan

A growing number of people are refinancing their automobile loans. Taking this step has a number of benefits for a consumer, provided that refinancing is undertaken at an appropriate point in time. There are a number of factors that you need to bear in mind when it comes to contemplating refinancing your automobile loan.

 

Drop in Interest Rates

 

An obvious point in time to pursue the possibility of automobile loan refinancing is when there has been a drop in interest rates. If you are unsure of the status of interests rates as far as car loans are concerned, a refi specialist from Ignition Financial can provide you with up-to-date data.

 

Improvement in Your Credit

 

If you are like many people, you strive to improve your overall credit score and history. If you have had success in this regard, you may want to consider investigating the prospected of refinancing your car loan at this juncture in time.

 

Once again, meeting with a specialist at Ignition Financial can be a helpful step in the process. A member of the professional team at Ignition Financial can explain what impact your improved credit score can have on your refinancing prospects.

 

Increase in Your Available Income

 

Another milestone that may set the stage for a refinanced car loan is an improvement in your income status. If you have received a decent increase in your wages or salary, you may want to take a look at how that might impact a car loan refi.

 

Your spouse may have had a pay increase. In the alternative, perhaps you spouse started working, which is a change in status from when the original car loan was obtained. This situation also may open the door to a better loan deal through a car refi.

 

Overall Benefits of Car Refinancing

 

If you think the time is right to explore automobile loan refinancing, you can enjoy a number of benefits by taking this step. First, you may be able to achieve the objective to “slash my payments.” With a refinanced car loan, you may be able to lower your monthly payments. That can be a very positive development when it comes to balancing the household budget.

 

Second, through refinancing, you will be able to save money over the cost of the car loan over time. Indeed, paying less each month in interest accumulates to what proves to be a considerable amount of money during the lifetime of the loan.

 

Find a Reputable Lender

 

Take the time to undertake due diligence when seeking an automobile refinancing lender. Ignition Financial is an industry leader when it comes to automobile refinancing. Ignition Financial has garnered accolades for a number of important reasons.

 

Ignition Financial provides consumers with some of the most favorable refi interest rates to be found anywhere. In addition, Ignition Financial is thoroughly committed to complete transparency in the lending process. When you consult with a refi specialist from Ignition Financial, you will be completely briefed on everything you need to know about the terms and conditions of a proposed refi loan agreement.